Get Pre-Approved in Oakville, Shop Homes with Confidence
Secure your rate in minutes, then focus on finding the perfect neighbourhood
Lock Your Rate TodayNo-hassle, No-obligation. Your info is safe, and you’re in control.
We work with clients from all across Ontario including, Oakville, Burlington, Mississauga, Milton, Hamilton, Oshawa, Brampton and all points in between.
Our Ontario Mortgage Lending Advantage
Fast & Easy
Lending Approvals
Low Rates
Some of the lowest rates in Ontario
98%
would recommend us
No-Obligation
free, no-hassle conversation
Trusted by 1,100+ homeowners, just like you, from across Ontario
A Five-Minute Call Today Saves Stress on Offer Night
The Oakville market moves quickly—detached homes in Glen Abbey and condos near the GO Station often receive multiple offers within hours of listing. Our pre-approval process gives you a clear, written budget and a 120-day rate hold so you can bid with confidence, knowing rising rates will not derail your plans mid-search.
We review income, down payment and credit in real time during a short discovery call. Then we shop more than 30 Canadian lenders for the best blend of rate, flexibility and portable terms, emailing your pre-approval letter the same day. Need a larger purchase window for a future build in Palermo? We can include projected bonuses or secondary income streams so your true buying power shows on paper.
Once you find “the one,” we update the file with the address and order an appraisal if required—often turning a conditional pre-approval into full financing in 24 hours. Electronic signatures mean no branch visits, and our Oakville team stays on call evenings and weekends so you never miss a deadline. From the first open house to closing day, count on us to keep your purchase moving forward smoothly.
Chat With Our Pre-Approval TeamFAQs for Mortgage Pre-Approvals in Oakville, Ontario
How long is our rate hold valid?
Your rate is typically locked for 120 days, giving you four months to shop Oakville listings without worrying about market swings. We can refresh the hold if your search runs longer.
Will a pre-approval hurt our credit score?
We pull one bureau report and use it with multiple lenders, so the impact is minimal—usually a few points that rebound quickly. Multiple inquiries within a 14-day window count as one.
What documents should we prepare?
Have recent pay stubs, a two-year employment history and 90-day bank statements for your down payment. Self-employed buyers can provide T1 Generals or accountant letters.
Does our pre-approval guarantee final approval?
It shows you qualify based on current info, but the property must still meet lender guidelines. We review each listing for value and condo status certificates to avoid surprises.
Can we adjust our pre-approval if we find a pricier home?
Yes, we can reassess income or down payment and resubmit to lenders, often within 24 hours. A quick review lets you pivot fast in Oakville’s competitive market.
Please note, it is always best to get in touch with us to make sure every specific question you have is answered directly for 100 percent accurate information.
Our Ontario Mortgage Service Areas
Oakville | Burlington | Mississauga | Milton | Hamilton, Oshawa, Brampton and all across Ontario!